Personal Loan

Applying for a personal loan online can be a fast and easy process. You may be approved in less than 24 hours! If you are, then the funds will likely be available in a few days.

You should also be aware that there are some fraudsters out there who prey on people that need money quickly. Be sure to apply through a safe and secure website, like this one.

Here are some additional ways to protect yourself:

  • Know where your credit stands.
  • Be aware that fraudsters typically pose as legitimate companies. Make sure you are dealing with the right person. When you receive a confirmation email from your loan provider, make sure it comes from the trusted domain of that company, and not from a generic email address (Gmail, Hotmail, Yahoo! etc.)
  • Look for a padlock in the browser bar on any page where you are asked to provide personal information. This means your information will be sent securely to the lender. Never override your browser’s warning. If it says a site’s security certificate has expired or the site you are about to visit is not secure.
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Personal Loan Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Wedding Purpose

With our personal loan option you can fund a beautiful wedding. Have the wedding celebration of your dreams. Apply now for a personal loan and enjoy a day that you will never forget.

Abroad Travel

With our personal loan option you can fund a vacation of a lifetime. Get the funds to travel abroad to the place you have dreamed of visiting. LoanOnDemand can make your dream become a reality. Apply for a personal loan today.

Higher Educations

LoanOnDemand provides a personal loan for pursuing a higher education. Given the right tools to every potential student one can attain the degree they desire.Apply today!

Medical Emergency

LoanOnDemand offers you a personal loan for your unexpected medical emergency. Get an instant personal loan for all kinds of medical and cosmetic needs. For funding medical expenses, hospitalization, or surgery, No collateral required.

Be aware that fraudsters will try to get you to send them money before you get the loan. Be very careful with upfront fees. Do not send a Company money to cover “credit insurance” or the first payment of the loan. STOP if you are told to send funds via a prepaid card, gift card or a money transfer (such as Western Union or MoneyGram). Legitimate lenders do not operate that way.

FOR LOANS PROVIDED BY ONELOANPLACE.COM is a loan matching company that offers a free service to match you with lenders in your area. Once you apply a Loan Specialist will contact you for the purposes of helping you find the best option for your personal needs. Each lender has its own internal policies, interest rates and terms. Any credit product for which you apply is solely the product of the lender. Interest rates used as examples on the website are typically for borrowers with prime credit; actual interest rates, terms and conditions will vary depending on the loan type and lender. Filling out a form on the website does not guarantee approval for a loan.


This offer is conditioned on final approval based on our consideration and verification of financial and non-financial information. Duplicate offers received as a result of multiple inquiries by the same person are void. This offer may be accepted only by the person identified in this offer, who must be legally able to enter into a contract for the extension of credit and a U.S. citizen or permanent resident and currently a resident in the US. You may be eligible for loan amounts from $1,000 to $50,000, subject to final loan approval. The minimum loan amount is $6,000 for borrowers in Ohio and $7,000 for borrowers in Massachusetts. APRs range from 5.67% – 29.99%. Not all applicants will qualify. Loan approval, APR and loan amount will be determined based on your credit, income and other information provided in the application.Closing your loan is contingent upon you meeting our eligibility requirements, our verification of your information and your agreement to all of the terms and conditions on the website. If you accept your loan by 5 PM ET (except weekends and holidays) you will receive your funds the next business day. Education-related loans are subject to a mandatory 3 business day waiting period, following the applicant’s acceptance of the loan terms. 1. The average 3-year loan on Upstart will have an APR of X% and 36 monthly payments of $Y per $1,000 borrowed. There is no down payment and no prepayment penalty. The average APR on Upstart is calculated based on 3-year rates offered in the last 1 month. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved. 2. Your loan amount and rate will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount.The minimum loan amount is $6,000 for borrowers in Ohio and $7,000 for borrowers in Massachusetts. 3. When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus.


All loans subject to OneMain’s normal credit policies and may be subject to maximum or minimum size restrictions, which vary by state. OneMain makes loans above the illustrative amount(s) mentioned in this advertisement, but the maximum loan size depends on your credit history, with larger loans only available to a small number of highly qualified applicants offering collateral. Commercial vehicles, salvage titled vehicles, and certain others are not acceptable collateral for secured loans.


The actual rate and loan amount that a customer qualifies for may vary based on credit determination and other factors. ‡Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday. Borrowers will be charged an administration fee, which is deducted from the principal loan amount, and may be subject to fees for late payments and unsuccessful payment attempts. Please refer to the loan agreement for terms and conditions.


IMPORTANT NOTE FROM LOANONDEMAND.ORG is not a lender. The above offers are provided by third-parties from whom receives compensation. will not call you about any loan application resulting from the above offers, and will not ask you over the phone, via email or otherwise for financial information or other sensitive personal data.

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Frequently Ask Questions

Helping you understand our home loan programs.

Personal Loans are unsecured loans used for general purposes (primarily for personal, family, or household purposes). You can use one of our personal loans for everything from consolidating your high interest debt to updating your kitchen to complement your unique style.

To qualify, you must be at least 18 years old (in Nebraska and Alabama a borrower must be at least 19 years of age) and be a U.S. resident. You must also reside in a state where we do business. Besides age and location, qualification for a personal loan is largely based on your credit score, monthly income, and amount of existing debt, among other items.

Your personal loan rate is determined by your financial profile. Your financial profile is a made up of your credit history, yearly income, debt amount, loan term, home ownership, and number of credit inquiries, among other items.

We offer a variety of personal loans that you can customize to your liking. You can use one of our loans to consolidate your debt, escape to a dream vacation in Costa Rica, purchase an engagement ring for your special someone, or get money for that sweet new project you’ve been brainstorming for years.

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Apply now for a Personal Loan online.

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